Premium and Benefits Calculator
How much will I pay?
FAMLI premiums are set to 0.9% of wages. Starting January 1, 2026, the premium rate will be reduced to .88% of wages. Businesses with ten or more employees working at least 20 weeks last year are responsible for paying the full premium every quarter. If your company employs 1-9 workers for at least 20 weeks each year, you will be responsible for paying half of the FAMLI premium each quarter. Employers with 1-9 employees may choose to pay the full FAMLI premium amount for their employees; speak to your HR contact about this option. Premiums apply only to wages up to $176,100. You can use the calculator to see an estimate of what your premium may be. Please note: the calculator shows estimates only.
Calculation estimate details
- Premiums apply to wages up to $176,100 (2025 cap)
- Calculator amounts are estimates only
- Benefits are based on your average weekly wage from the five previous calendar quarters, in relation to the state average weekly wage (SAWW) for the year. The SAWW for 2025-26 is $1,534.94.
- Premium rate is 0.9% of wages.
How much will my benefit payment be?
Benefits are calculated on a sliding scale using the individual's average weekly wage from the previous five calendar quarters in relation to the average weekly wage for the state of Colorado and may increase over time.
Both the premium amounts and benefit amounts generated by this calculator are estimates only and may not be equal to the exact amount of your premium or benefit payment.
| Weekly Wage | Weekly Benefit | Maximum Annual Benefit | Percent of Weekly Wage |
|---|---|---|---|
| $500 | $450 | $5,400 | 90% |
| $1,000 | $807 | $9,684 | 81% |
| $1,500 | $1,057 | $12,684 | 70% |
| $2,000 | $1,307 | $15,684 | 65% |
| $3,000 | $1,381 | $16,577 | 46% |